The Baby Steps in Under A Minute!

Dave Ramsey has popularized the Baby Steps. The Baby Steps are his order of working on your finances to get you toward debt-free financial success.

1.     Save $1,000.

2.     Pay off all debt, exempt your mortgage.

3.     Establish an emergency fund, 3-6 month of expenses.

4.     Save 15% of your household income toward retirement.

5.     Save toward your children’s college fund.

6.     Pay off house early.

7.     Build wealth and give.

-    RCL